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Angela Czerwinski, Mortgage Loan Officer, NMLS #402403
Barb Young, AVP/Manager, NMLS #402401
Leah Fritsch, Branch Manager/Loan Officer, NMLS #400826
Linda J. White, Branch Manager/Loan Officer, NMLS #523912
Mike Stangl, Mortgage Loan Officer, NMLS #604713
 

Angela Czerwinski, Mortgage Loan Officer, NMLS #402403

Angela joined the Citizens State Bank team in 2008.  She graduated with a degree in finance from the University of Wisconsin-La Crosse in 2001. Angela brings experience in sales, financial advisory, and banking.  She enjoys her job as a Mortgage Lender because it allows her the opportunity to meet new people, help customers save money, and improve their home or business.  Angela will take the stress out of a home purchase, refinance, and new home construction.  Call or stop in to meet with Angela in the La Crosse office, she will exceed your expectations!



620 Main St.
La Crosse, WI 54601
Phone: 608-785-2265
Fax: 608-785-2275


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Barb Young, AVP/Manager, NMLS #402401

Barb has been with Citizens State Bank since 1995 and has been a loan officer since 2000.  Due to her dedication and hard work she was promoted to the AVP/Branch Manager of the Clayton office.  She enjoys the experience of working with our customers in all areas of banking and will strive to fulfill the bank's mission to exceed the customer's expectation and be "Your partner in Banking".  Please contact Barb if you are in the Clayton area.  She looks forward to meeting you and helping you achieve your goals and dreams.



101 Prentice Street S., P.O. Box 129
Clayton, WI 54004
Phone: 715-948-2142
Fax: 715-948-2151


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Leah Fritsch, Branch Manager/Loan Officer, NMLS #400826

Experience counts when making one of the most important financial decisions of a lifetime! Leah is a dedicated professional home mortgage specialist who bring extensive skills in residential mortgage lending. She has over 20 years of mortgage, consumer lending and retail banking experience. Leah has been a part of our Citizens State Bank team since November 2011 and is dedicated to helping you and your family establish long term financial success and security. Whether buying or refinancing, Leah will help you make informed decisions, assist your through the loan process, and answer your questions proficiently and promptly. Contact her today to start the application process and allow her to be your partner in banking!



625 Main St
Onalaska, WI 54650
Phone: 608-783-2646
Fax: 608-783-2640


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Linda J. White, Branch Manager/Loan Officer, NMLS #523912

Linda has been in the banking industry for over ten years, recently joining Citizens State Bank in 2012 as the Branch Manager/Loan Officer of our Eau Claire Office.  Having lived with her family in the Altoona area for the last 15 years, Linda prides herself in being a top producer and leader in customer service in the community.  She enjoys all aspects of banking especially assisting individuals and businesses with making informed financial decisions on products and services.  If you are looking for a passionate individual to dedicate their time to your needs, please contact Linda in our Eau Claire area today!



1028 N. Hillcrest Pkwy
Altoona, WI 54720
Phone: 715-832-2265
Fax: 715-832-1497


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Mike Stangl, Mortgage Loan Officer, NMLS #604713
Mike has been in banking for 11 years and is a recent addition to Citizens State Bank’s La Crosse Office. Mike’s previous Loan Officer experience and knowledge in various functions of banking make him a great asset to our team.  Having recently moved to the La Crosse area from Central Wisconsin, he is excited to be back in the beautiful area near the Mississippi River. The landscape is similar to what he enjoyed while growing up in Buffalo County. Mike looks forward to providing excellent customer service to fulfill a customer’s needs in a professional, yet stress free environment here at Citizens State Bank. Please stop in or call him today!

620 Main Street
La Crosse, WI 54601
Phone: 608-785-2265
Fax: 608-785-2275


Apply Now