Angela has been proud to work for Citizens State Bank since 2008. She graduated with a degree in finance from the University of Wisconsin-La Crosse in 2001. Angela brings experience in lending, financial advising, and sales. She enjoys her job as a Mortgage Lender because it allows her the opportunity to meet new people, help customers save money, and improve their homes. Angela is dedicated to helping you through all phases of home purchase, refinance, or construction project. Her goal is to make the experience a pleasant one. She will explain the process, share information beyond the obvious and answer your questions to ensure there are no surprises. Call or stop in to meet with Angela at our La Crosse office or check out what her customers are saying on Zillow: www.zillow.com/lender-profile/aczerwinski/#reviews.

Experience counts when making one of the most important financial decisions of a lifetime! Leah is a dedicated professional home mortgage specialist who bring extensive skills in residential mortgage lending. She has over 25 years of mortgage, consumer lending and retail banking experience. Leah has been a part of our Citizens State Bank team since November 2011 and is dedicated to helping you and your family establish long term financial success and security. Whether buying or refinancing, Leah will help you make informed decisions, assist your through the loan process, and answer your questions proficiently and promptly. Contact her today to start the application process and allow her to be your partner in banking!

Eric is a graduate of University of Wisconsin La Crosse with a Bachelor Degree in Finance with an emphasis in risk, insurance, financial planning and a minor in accounting. With five years plus in the financial services industry, Eric is dedicated to finding the right solution to your home financing needs and is a perfect fit for our high standards of taking care of the customer. He also has experience in personal banking, financial advising and loan processing all of which creates value for his customers while making the home buying or refinancing process easy and efficient.

Eric has a passion for the outdoors and spending time with his yellow lab, Nala. He can be found hunting, fishing and kayaking in his free time. Whether he is cheering for the Minnesota Vikings or Wisconsin Badgers basketball or football, Eric enjoys being a team player. If you are looking for a lender who cares about your needs now and in the future, treats you like you are number one, then Eric is the lender for you! He will make it his pleasure to help and be a resource for all your future financial needs and will be more than just a one-time lender!

Lisa has been with Citizens State Bank for a total of 10 years. Experienced in personal banking, loan processing and lending, she is proud to offer big bank products in a friendly, small town environment. She loves getting to know her customers and helping them find the loan options that are just right for them. Let Lisa make purchasing or refinancing your home easy and stress free. Give her a call today!

Susan brings a wealth of knowledge to our mortgage team. She is ready to help customers with their home purchase and refinancing needs. Susan will make the mortgage process easy to understand, helping you every step of the way. Let Susan and Citizens State Bank exceed your expectations and be your partner in banking!