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Citizens State Bank is committed to helping you find the right mortgage product for your needs, all while delivering the Citizens Experience. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you to make sound financial choices.

Select "Get Started" in our left navigation menu to either fill out a pre-qualification application or start the mortgage loan process.

Our Mission

Our mission is "To provide an experience like no other." At Citizens, we are all about the Citizens Experience. Many banks offer the same products and services but it's how you deliver them. We are a community bank the way it used to be. We are friendly, know our customers by name, have prompt response times, and make banking fun!

Welcome to Citizens, it's our pleasure to help you!